What all to be Insured..? 

 Insurance can be taken against loss / damage to the following:

  • Building and contents (excluding jewellery and valuables)
  • Jewellery and valuables
  • Domestic appliances
  • TV, music system, VCR etc.
  • Plate glass
  • Baggage while on travel
  • Death/ disability by accident
  • Liability to third parties

     HOW TO MAKE A CLAIM ?

In the event of theft:

  • Lodge forthwith a complaint with the Police
  • Give immediate notice to the insurance company
  • Furnish to the insurance company details of amount of the loss or damage together with such explanations and evidence to substantiate the claim. This should be done within fourteen day

In the event of death under Personal Accident cover :

  • Notice of death to be given to the insurance company by the legal representative immediately.

  • Submit all certificates, information and evidence whether from a medical attendant or otherwise.

In the event of bodily injury requiring medical treatment :

  • Prompt notice to be given to the insurance company

  • Submit all certificates, information and evidence whether from a medical attendant or otherwise

In essence, in the event of a claim, all required documents should be submitted within fourteen days of the occurrence of the event for speedy settlement of the claim.