|
|
| Salaried |
Self -
Employed - Professionals |
Self -
Employed - Non Professionals |
| Minimum gross
annual income should be Rs.1.44 lacs |
Minimum
annual income should be Rs 1.44 lacs as per the P&L. |
Minimum
annual income should be Rs 1.44 lacs as per the P&L. |
| Minimum of 21
years of age |
Minimum gross
annual income should be Rs 1.44 lacs |
Minimum of 21
years of age. |
| 60
years or your retirement age, whichever is earlier at the time of
loan maturity. |
Minimum
of 21 years of age. |
65
of age at the time of loan maturity. |
| - |
65 of age at
the time of loan maturity. |
Firm/company
should have been in operation for the last 3 years. |
| - |
Firm/company
should have been in operation for the last 3 years. |
Firm/company
should be making cash profits for the last two years. |
| - |
Firm/company
should be making cash profits for the last two years |
- |
| |
|
|
| Prepayment |
| You can repay
the loan ahead of schedule in part or in full, in event of part
payment you have an choice to reduce the tenure or installment as
the case may be, prepayment fees will be levied as per the policies
of the bank. |
| |
| How much
can be availed as a loan? |
| A maximum of
Rs. 85% of the cost of the property. |
| |
|
|
| Contact |
| Address |
IInd
Floor, West Wing, 26-27, Raheja Towers, M G Road, Bangalore--560001. |
| Phone
# |
(080)
25586474 |
| Website |
http://www.kotak.com |
|
